Today is a different story. The additional gains in the bond market (courtesy of Iran-related headlines and lower oil prices) offered enough reassurance for mortgage lenders to get a bit more aggressive in terms of keeping pace with the market.
The net effect is an average 30yr fixed rate that is now down to the lowest levels in just over 2 weeks.
Source: MortgageNewsDaily.com 8/4/26
The post Daily Update 8-4-26: Mortgage Rates Lowest in Over 2 Weeks appeared first on Princeville Mortgage.
]]>CERT is managed by the Princeville Community Association and is supported by North Shore Give (Kauai North Shore Community Foundation.)
The primary function of the CERT program is to provide emergency response to Princeville residents and tourists as well as where possible neighboring communities until professional emergency First Responders arrive on the scene, and then assist as needed.
Princeville Emergency – Community Emergency Response Team – is not intended to be a substitute for fire, police, or ambulance services but are trained in the basics of:
- Disaster preparedness
- Fire safety
- Disaster medical operations
- Light search and rescue
- Terrorism response
Any Northshore Residents interested in this program, please reach out and I will get you more information on next training classes
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Down-payment 10.01%
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Loan size up to $2mm
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No Lender PMI
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Condo or Single Family
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Debt to Income ratios up to 50% (helpful for jumbo’s!!)
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Minimum credit 740
The post 10.01% Down 2nd Home Loans No PMI up to $2mm appeared first on Princeville Mortgage.
]]>2026 FHA Loan Limit for Kauai County is now $1,110,900
2026 FHA Loan Limit for Maui County is now $1,299,500
2026 FHA Loan Limit for Honolulu County is now $828,000
2026 FHA Loan Limit for Hawaii County is now $586,500
The post 2026 FHA and Conforming Loan Limits appeared first on Princeville Mortgage.
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The post Great Mortgage Calculator with Amortization Table appeared first on Princeville Mortgage.
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Join us for a fun and meaningful evening of community, friendly competition, and giving back at the Rotary Club of Hanalei Bay Night Mini Golf Fundraiser at Anaina Hou Community Park- sign up website https://RotaryMiniGolf.info
On Friday, April 24th, our beautiful botanical miniature golf course will come alive under the stars as teams compete in a 9-hole night miniature golf tournament. Teams will rotate through the illuminated course while enjoying a festive atmosphere, friendly rivalry, and the chance to win exciting prizes.
Proceeds from the event will support local elementary school teachers, helping provide resources and recognition for the educators who make a lasting impact in our community. Funds will also help support the growth of the Rotary Club of Hanalei Bay Entrepreneur Club, a new initiative designed to connect and support local entrepreneurs and service providers.
This fundraiser is more than just a game of mini golf, it’s an opportunity to bring together local families, business teams, and friends for a memorable night that benefits our community. A dedicated food and beverage team will be available throughout the evening, and every purchase helps support the fundraising mission.
The post Rotary Club of Hanalei Bay Night Mini Golf Fundraiser Friday 4/24/26- Sign Up at: RotaryMiniGolf.info appeared first on Princeville Mortgage.
]]>Locked in rate today for Lihue investment condo and DSCR with 3 Prepay was no point cost vs 2 point cost on traditional loan (same interest rate comparison). Traditional loan with no points was 5/8% higher than DSCR. Please visit DSCR tab on website for more information or call/text 808-989-2540
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]]>- Compass International Holdings’ unique inventory to appear on Redfin.com, with the potential to bring more than 500,000 additional home listings to market.
- Integrated search, agent and mortgage experience designed to make the homebuying process straightforward with less friction.
DETROIT and NEW YORK – February 26, 2026 – Rocket Companies (NYSE: RKT), the Detroit-based homeownership platform, the largest residential lender and mortgage servicer in the nation, and Compass, Inc. d/b/a Compass International Holdings (NYSE: COMP), a global real estate services company, today announced a three-year strategic alliance aimed at expanding home listing inventory to create a significantly enhanced and affordable home buying and selling experience for American families.
Compass International Holdings’ ‘Coming Soon’ listings will appear immediately on Redfin, with ‘Private Exclusive’ properties to follow – expanding exposure for sellers and increasing choice for buyers. This unique inventory has the potential to bring more than 500,000 additional listings to the Redfin platform through the combined reach of Compass International Holdings’ global network of real estate professionals, including @properties, Better Homes and Gardens Real Estate, CENTURY 21, Christie’s International Real Estate, Coldwell Banker, Compass, Corcoran, ERA and Sotheby’s International Realty.
Compass’ unique listings will be featured on Redfin.com and in the Redfin app where they will draw nearly 2 billion visits in 2026 alone, dramatically expanding visibility for sellers and bringing more buyers into the market.
Rocket, Redfin and Compass International Holdings agree that offering sellers broader flexibility in how they introduce their homes to the market lowers the barrier of entry for sellers to list their homes, resulting in a larger inventory of listings for buyers. By connecting home search, real estate professionals and Rocket Mortgage financing into one integrated platform, the partnership will create a seamless homebuying and selling experience.
“When barriers are removed and supply grows, affordability improves,” said Varun Krishna, CEO of Rocket Companies. “Today’s challenge is friction in the homebuying process and a lack of inventory. By bringing search, agents and financing into one connected platform, we can help more sellers enter the market, reduce complexity for buyers and make homeownership more attainable.”
“We believe listing agents should be connected directly with interested buyers, and sellers should have the freedom to list their homes in the manner and method they choose without fear of misleading insights that damage its value,” said Robert Reffkin, Chairman and CEO of Compass International Holdings. “Now, our real estate professionals can give sellers the choices they deserve, with increased exposure to 60 million potential buyers.”
In addition to expanded exposure on Redfin, the alliance includes:
- High-Intent Lead Pipeline: Over the term of the partnership, Compass International Holdings real estate professionals will gain access to more than 1 million buyer inquiries generated through Redfin, giving them more opportunities to build relationships and support buyers as they move toward a purchase. Redfin agents will benefit from increased consumer traffic driven by a broader selection of homes — creating more opportunities to engage buyers earlier in their journey.
- Mortgage Savings: Rocket Mortgage will strengthen affordability through preferred pricing for clients of Compass. This includes a one-percentage-point interest-rate reduction for the first year of their loan or a lender credit of up to $6,000 reducing upfront costs or first-year payments.
Rocket Mortgage offerings will also be embedded into Compass International Holdings’ proprietary platform, further simplifying the digital homeownership experience.
Source: https://www.rocketcompanies.com/press-release/compass-and-rocket-form-historic-alliance-to-dramatically-increase-home-listing-inventory-on-redfin/
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]]>Rabbu is also great resource to help manage your Air BNB Investment! Lots of free tools and articles
Note: Element Mortgage/Matt Christensen Does Not Give Tax Advice- Please consult CPA/Tax Professional
The post How to Use Short-Term Rentals to Turn Bonus Depreciation Into 2025–2026 Tax Savings appeared first on Princeville Mortgage.
]]>- Opt Out of Prescreened Offers: Visit OptOutPrescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to opt out of prescreened offers for credit and insurance for five years or permanently. The online request is processed within five business days.
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