Many Kauai buyers on vacation think they always need to put 20-25% down-payment for a non-primary residence – Rocket Executive Local has product called Jumbo Smart with the following features if purchased as 2nd home / full-doc: Down-payment 10.01% Loan size up to $2mm No Lender PMI Condo or Single Family Debt to Income ratios up…

2026 Conforming Loan Limit for Hawaii is now $1,249,125 2026 FHA Loan Limit for Kauai County is now $1,110,900 2026 FHA Loan Limit for Maui County is now $1,299,500 2026 FHA Loan Limit for Honolulu County is now $828,000 2026 FHA Loan Limit for Hawaii County is now $586,500    

Mortgage Rates ended last week at the lowest level since May 14th. Most of the recent drop happened last Wednesday, but each day since then has added a microscopic improvement. Today was no exception with the 30yr fixed rate index falling a mere 0.01%–the lowest increment we measure. The calendar of economic events was completely…

Love This Calculator and clean PDF Formatting- Click Link Below https://www.mortgagenewsdaily.com/mortgage-calculator  

  Join us for a fun and meaningful evening of community, friendly competition, and giving back at the Rotary Club of Hanalei Bay Night Mini Golf Fundraiser at Anaina Hou Community Park- sign up website https://RotaryMiniGolf.info  On Friday, April 24th, our beautiful botanical miniature golf course will come alive under the stars as teams compete in…

DSCR continues to be priced very competitive vs traditional investment property loans- this is a very large and growing part of the mortgage market! Locked in rate today for Lihue investment condo and DSCR with 3 Prepay was no point cost vs 2 point cost on traditional loan (same interest rate comparison). Traditional loan with…

Compass International Holdings’ unique inventory to appear on Redfin.com, with the potential to bring more than 500,000 additional home listings to market. Integrated search, agent and mortgage experience designed to make the homebuying process straightforward with less friction. DETROIT and NEW YORK – February 26, 2026 – Rocket Companies (NYSE: RKT), the Detroit-based homeownership platform, the…

Kauai Investors Should Check Out This Article on Rabbu.com https://rabbu.com/blog/how-to-use-short-term-rentals-to-turn-bonus-depreciation-into-20252026-tax-savings Rabbu is also great resource to help manage your Air BNB Investment! Lots of free tools and articles Note: Element Mortgage/Matt Christensen Does Not Give Tax Advice- Please consult CPA/Tax Professional

When credit bureaus sell consumer information after a mortgage inquiry, it is known as “trigger leads.” This practice has historically been legal, but a new law, the Homebuyers Privacy Protection Act, was signed in September 2025 to largely prohibit it, effective March 5, 2026.  Understanding Trigger Leads When you apply for a mortgage, the lender pulls your credit report,…

Estimate Airbnb rental revenue for any address in the United States How does the Rabbu Airbnb calculator work? https://rabbu.com/airbnb-calculator Rabbu has gathered the data of millions of Airbnb listings across the United States to calculate the earning potential of any address entered on its calculator. This is done using a series of algorithms and formulas that…