The ongoing government shutdown is hindering the economy in numerous ways. Among the most notable: The nation’s debt is ballooning. The Treasury Department reported on Thursday that the national debt has exceeded $38 trillion — a previously unattained level of federal indebtedness. While that may seem like a problem outside the scope of your daily life, it…

New Helpful info for 2026- See Link: https://www.cnbc.com/2025/10/09/2026-federal-tax-brackets.html?__source=iosappshare%7Ccom.microsoft.Office.Outlook.compose-shareextension

Great online resource for flood insurance- check out www.NeptuneFlood.com  Neptune offers flood insurance for residential, commercial, and condominium buildings, featuring elevated limits and optional coverages to protect against flood damage.

USDA Loans Nice Option for Zero Down Kauai County current loan limit for 2025 is $888,700 Income Calculator: https://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state Property Eligibility Calculator: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp Call/Email/Text for additional qualifying information

Are you considering a Reverse Mortgage? If so, you probably have many questions or concerns such as: Is a reverse mortgage right for me? What are the benefits of a reverse mortgage? What are the types of reverse mortgage payouts? That’s where we come! Let our experts help answer your questions about the reverse mortgage…

Kauai Beach Guide Visit: https://www.hawaiigaga.com/kauai-beaches.aspx Courtesy of: HawaiiGaga.com (great site for Hawaii vacation rentals)

In Addition to all Hawaiian Islands, Element Kauai can help with purchase or refi in CA and WA- our national partnership with APM can access most other states

A credit freeze, also known as a security freeze, is the best way to help prevent new accounts from being opened in your name. It’s absolutely free to freeze, unfreeze and temporarily lift a freeze on your credit, and it won’t affect your credit score Best way to do this is to create a separate…

Element works with 15-20 lending sources One example is Rocket Has Special Pro Wholesale Division With Preferred Pricing and Monthly Pricing Promos including VA, FHA, ARMs and Jumbo Loans- 

How the Reverse 1031 Exchange Works While the reverse 1031 exchange offers valuable tax benefits, it’s important to remember that it is regulated by strict guidelines. In this type of exchange, the investor has up to 45 days to pick a maximum of three real estate properties to sell after buying a replacement property. Following this, there…