Buyers now able to access higher 2025 Hawaii conforming (non-jumbo) loan amounts in Q4 2024 which is great news! 2025 conforming amount in Hawaii has increased to $1,209,750 which is about $60k higher than 2024   Jumbo pricing (above $1,209,750) has been looking very impressive lately as well        

Element Mortgage has multiple lending relationships including local Hawaii banks, specialty condo lenders, and large national lenders- Call or text 808-989-2540 to discuss strategy or get pre-qualified same day

Please Visit This Article from Hawaii Life For Information and Ways to Help: MAUI- How You Can Help (Click Read More to See Link)

Buyers able to access Q4 2022 which is great news! This amount up from current $970,800 amount. Best way to do less than 10% down is to keep loan below the $1,073,000 amount

Many Lenders will start adding additional (fairly substantial) pricing adjustments (closing costs) for second home purchases as soon as Feb 1st 2022 – Please reach out for more information – See link for more details: https://www.housingwire.com/articles/fhfa-hikes-fees-for-high-balance-and-second-home-loans/

Click Link For Forbes Article: https://www.forbes.com/sites/forbes-global-properties/2022/01/03/fueled-by-mainland-buyers-hawaiis-luxury-housing-market-continues-its-hot-streak/?sh=2e3c4fc5443b

This is a website is great resource for all islands: https://www.aloha-hawaii.com/oahu/best-places-to-live/

Great Hawaii Business Article with Stefan Swanepoel – See Link: https://www.hawaiibusiness.com/residential-real-estate-largely-unscathed/